Understanding credit card benefits goes beyond just earning rewards or managing debt. Many credit cards offer valuable perks, including purchase protection, extended warranties, and travel insurance, which can save you money and offer peace of mind. For frequent travelers, cards often provide benefits like trip cancellation insurance and baggage delay coverage. Additionally, rewards programs, such as cash back and travel miles, allow you to earn on your everyday purchases. By choosing a card with the right mix of benefits, you can maximize the value of your credit card while enhancing your financial security.
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